Tata AIA Pro-Fit – a complete health plan

Tata AIA Life Insurance (Tata AIA Life), one of India’s leading life insurance companies, has launched Tata AIA Pro-Fit, an innovative and personalised health solution that caters to one’s unique needs. This exceptional plan provides comprehensive coverage for one’s medical expenses and health & wellness benefits and presents an opportunity for wealth creation, which doubles up as a health emergency fund.

Tata AIA’s Pro-Fit comes with benefits that include: (1) Cover for more than 130 surgeries, daycare procedures and 57 critical illness, (2) Cashless claim services at network hospitals in India, (3) Reimbursement for diagnostic tests up to Rs. 25,000, (4) Cover for medical expenses related to treatments done in India and 49 countries, (5) Overseas Treatment Booster pays additional benefits up to Rs. 10,00,000 for Critical Illness treatment abroad, (6) Tax-free redemptions made for treatment-related expenses, (7) Unique benefits to encourage women and the younger population to start investing towards their health, (8) ‘Pride’ discount for transgender people, (9) Health & wellness benefits with the programs – Vitality & Medix, (10) Photocopies of medical reports are accepted.

Pro-Fit allows policyholders to grow their investments with market-linked returns offered under ULIP funds. Policyholders can enjoy all the benefits until they are 100, ensuring complete peace of mind. Moreover, Smart Lady Discounts provide female policyholders with a 2% discount on first-year rider premiums and 0.5% additional units in the ULIP fund. Consumers purchasing the plan before they turn 30 get an extra 2% discount on their premiums. A unique 2% ‘Pride’ discount is also available to transgender consumers for the first year.