ManipalCigna Health Insurance has launched ‘Sarvah,’ a comprehensive health insurance plan aimed at bridging the protection gap for India’s missing middle—an estimated 35-40 crore people without financial health coverage. The initiative provides three tailored plans: Sarvah Pratham, Sarvah Uttam, and Sarvah Param, catering to diverse customer segments with a special focus on affordability and inclusivity.
“India’s triple disease burden highlights the urgent need for accessible health coverage,” said Prasun Sikdar, Managing Director and CEO of ManipalCigna. The new plans aim to alleviate the financial strain caused by unexpected health crises, potentially preventing households from falling into poverty due to high medical expenses.
Sarvah Pratham offers essential coverage for hospitalization and major illnesses like cancer and stroke, while Sarvah Uttam provides unlimited coverage for critical conditions with an innovative Anant Benefit. Sarvah Param stands out by offering Day 1 coverage with no waiting period for pre-existing conditions, ensuring immediate access to healthcare. Siliguri, a growing healthcare hub in North Bengal, is set to benefit significantly. With rising healthcare needs, Sarvah’s inclusive approach aligns with the increasing demand for affordable health insurance solutions in smaller cities and towns. This could prove transformative for the local population, which often struggles with the high cost of medical treatments.
