ManipalCigna eyes growth surge in East; doubles advisor network to tap tier-II markets

ManipalCigna Health Insurance is doubling down on its East India expansion, with plans to double its retail presence and onboard 10,000 new advisors across the region. With operations in 42 cities and over 10,000 advisors already in place, the company recorded ₹130+ crore in Gross Direct Premium Written (GDPW) in FY25, including ₹55+ crore from West Bengal alone.

ManipalCigna achieved a 43% year-on-year premium growth in May 2025—the highest among Standalone Health Insurers (SAHI), according to General Insurance Council data. Over the past three years, it has paid ₹200 crore in claims across East India, further reinforcing its trust among policyholders.

Rising awareness around non-communicable diseases and the need for financial preparedness is driving interest in affordable plans. Local advisors report strong uptake for the Sarvah plan, which alone accounted for 50% of new business in Kolkata and is making inroads into emerging markets, where value-driven health insurance is a growing need. With a diverse product portfolio—ranging from Sarvah to Lifetime Health and Senior Citizen plans—ManipalCigna is well-positioned to serve the evolving health needs of urban and semi-urban consumers across East India.